15-Year Fixed Rate Home Mortgage Loan

Providential.com’s 15-year fixed rate mortgage loan allows you to pay off your mortgage in a shorter amount of time and own your home outright quicker than with a 30-year fixed rate loan. Sales Director Jeff Schneider discusses why this means getting a lower mortgage rate!

30-Year Fixed Rate Home Mortgage Loan

Providential.com’s 30-year fixed rate mortgage loan is a long term mortgage option with the same interest rate while you have the mortgage. Sales Director Jeff Schneider discusses why this allows borrowers to know exactly how to budget finances each month.

Adjustable Rate Mortgage

Providential.com’s Adjustable Rate Mortgage is a type of mortgage in which the interest rate paid on the outstanding balance varies according to a specific benchmark. Sales Director Jeff Schneider discusses why the rate fluctuates from month-to-month.

FHA Home Loan

Providential.com’s FHA Home Loans are insured against default by the Federal Housing Administration. Sales Director Jeff Schneider discusses why the average borrower will be easier to qualify through this type of loan.

Jumbo Mortgage Loan

Providential.com’s Jumbo Mortgage Loans are non-conventional loans over $417,000. Providential.com Sales Director Jeff Schneider discusses why borrowers usually don’t keep this particular loan option for the duration.

Reverse Mortgage

Providential.com’s Reverse Mortgage is loan to elderly homeowners who need to borrow against the equity of a home while still living in it. Providential.com Sales Director Jeff Schneider discusses why the debt does not need to be repaid right away.

VA Home Loan

Providential.com’s VA Home Loan a specific loan program to help veterans, active-duty service members and their families get the home they want. Providential.com Sales Director Jeff Schneider discusses why little-to-no money down is needed.