Providential Bancorp is one of the Nation’s fastest growing online mortgage companies. We’re an online business that connects borrowers with multiple lenders, as well as having an array of online tools and resources that help borrowers make sound financial decisions. Providential is your ONLY point of contact through the entire loan process.

Learn more about:

Providential’s Experience
Our Company
Our Mission
Our Teams
Our Online Presence

Providential’s Experience

• We’ve helped American families finance tens-of-thousands of loans — and we can certainly help you.
• We’ve provided over $2 billion in home loans and helped over tens of thousands of home owners with their mortgages.
• 2011 was a banner year for Providential, with 300% growth in overall volume and revenue from 2010.
• We’ve closed the majority of our loans in 30 days or less.

Our Company

Since our inception in 1999, we’ve grown from just a few employees in our main Downtown Chicago office to nearly 200 employees scattered in 9 offices in 8 different states. Our Loan Officers are licensed (NMLS #132498) to originate in:

• Illinois
• Indiana
• Florida
• California
• Michigan
• Wisconsin
• Minnesota
• Colorado

We’ve consistently been one of the fastest growing online mortgage brokers in the country since the late 1990′s. This growth is the result of providing maximum benefits to our new and returning borrowers through the matching of each client’s financial needs with specific Loan Officers.

While Providential operates primarily from a large office in downtown Chicago, Illinois, we provide mortgage solutions through our network of associates and business partners.

Our Mission

At Providential, we understand that our core values are the reason for our success and the reason why we are the premier provider of mortgage services. As such, we believe our mission is simple:

• Accommodate our clients with the best possible advice and solutions to their mortgage financing needs.
• Deliver on promises to clients and keep our commitments as agreed upon.
• Persistent in our efforts beyond what our clients expect.
• Driven to find solutions for our clients and exhaust all efforts to find clients the right products they need.
• Deliver innovative mortgage solutions by listening to each client’s unique needs in order to maximize benefits.
• Offer the lowest possible down payment, monthly payment, the fastest pace to closing each loan, and access to the most knowledgeable professionals in the industry.

Our Teams

We have a great group of people at Providential who are focused on servicing customers, and they’re routinely recognized as some of the best in the business. Our experienced team aims to have the best value of professional service, low mortgage rates and quick turn-times in everything they do.

Providential has many management teams who work directly with clients. Each team is made up of 6-10 loan officers, as well as experienced team leaders and closing specialists to ensure every detail is taken care of in a timely manner. Our teams deal with San Diego Home Loans, Los Angeles Mortgages, Indianapolis Home Loans, and Mortgage Loans in Miami and Fort Lauderdale, just to name a few.

All of our Loan Officers receive continual training to insure they are up-to-date on the many changes occurring not only in our industry, but in the economy as a whole. We continue to invest in the training of our professionals, our state of the art technology, and the extra staff necessary to provide the best customer service in the industry.

Our team is always ONLINE. Feel free to make an appointment with a local loan officer. Just complete an online application and we’ll call you back in a timely manner. Or, call us at 1 (800) 864-SAVE (7283).

Social Media

Stay up to date with us on Facebook, Twitter, LinkedIn, and the Providential Blog.
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